The electronic Payment Systems Observatory - ePSO

Institute for Prospective Technological Studies Electronic Payment Systems – Strategic and Technical Issues – Background Paper No. 1 Electronic Payment Systems Observatory (epso)

Legal notice Neither the European Commission nor any person acting on behalf of the Commission is responsible for the use which might be made of the following information. Abstract The first Background paper of the Electronic Payment Systems Observatory (ePSO) identifies the strategic and technical issues that will be discussed in the ePSO Forum – an online discussion group consisting of paymen...

Institute for Prospective Technological Studies Integration of Electronic Payment Systems into B2c Internet-commerce – Problems and Perspectives – Electronic Payment Systems Observatory (epso)

The focus of this paper is on the integration of payment systems into B2C Internetcommerce. Our understanding of the payment integration problem starts from the observation that not all payment instruments are online yet. If they are online they are often not integrated into the online-shopping process from the consumer's point of view and they don't easily produce the data the merchants would ...

Institute for Prospective Technological Studies Innovation and Regulation -the Case of E-money Regulation in the Eu - Background Paper No. 5 Electronic Payment Systems Observatory (epso)

In September 2000 the EMI Directive was accepted and member states now have to implement it within national legislation by April 2002. One of the European Commission’s main goals was to encourage competition and innovation in the field of electronic payments while maintaining prudent supervision requirements. The Directive sets out to achieve this in two ways: first, it introduces the concept o...

Institute for Prospective Technological Studies the Future of M-payments – Business Options and Policy Issues – Background Paper No. 2 Electronic Payment Systems Observatory (epso)

The task of this background paper is to show that m-payments are likely to become an important section of the retail payment sector and to identify future policy issues related to the development of mobile payments. Both the current market penetration of mobile phones and the expected growth of m-commerce make it highly likely that m-payments will grow considerably within the next few years. Wh...

Electronic payment systems